Rates Updated as of 11/23/2021

5/1 JUMBO ARM 2.375% (2.793% APR)

TO $2,000,000

7/1 JUMBO ARM 2.50% (2.835% APR)

TO $2,000,000

Lower rates for JUMBO ARMs under 60% LTV...Loan amounts from 2Mill-3.5Mill + .125% to rate.

10/1 JUMBO ARM 2.625% (2.877% APR)

TO $2,000,000

15/1 JUMBO ARM 2.375% (2.426% APR)

TO $2,000,000

15-Yr Fixed
2.125% (2.165% APR)

TO $625,000

15-Yr Jumbo Fixed 2.50% (2.514% APR)

TO $2,000,000

20-Yr Fixed
2.625% (2.690% APR)

Up to $625,000 Purchase or Refi

30-Yr Fixed
2.875% (2.924% APR)

Up to $625,000 Purchase or Refi

30-Yr Jumbo Fixed 3.00% (3.049% APR)

TO $2,000,000

"All my interactions with PFS have been refis - PFS has consistently gotten rates that are better than the big banks; I don't even bother calling them anymore - PFS is also usually better than the regional banks. How do they do it - They have connections with a good number of regional and national banks and lenders and they just look at your situation, and find the best fit. They are not tied to any specific lender. They are also a pleasure to deal with - you will get peronalized service, and YES they are a family company - Kathleen, Frank's wife is also very helpful in guiding you through the whole process." - GOODMAN



Nov 2021

"Frank & Kathleen we're both one step ahead as they walked us through our recent refinance. They were professional, couteous and both, an absolute pleasure to work with. The entire process was incredibly stress free!" - GIRARDI





Aug 2021

Contact Us Today for More Information

80/10/10 mortgage products available. Give us a call. Special mortgage products for divorced individuals paying 40% +/- of gross pay in alamony, and having difficulty qualifying for a mortgage. New products. Interest only loans and construction to permanent loans now available. Call for details.
 

Please keep PFS,INC. in mind if you know of anyone looking for a great mortgage, purchase or refinance. Frank OBrien can be reached at fobrien@pfsmortgage.com or W 203-452-3590 or Cell 203-260-8897. From all of us at PFS, Inc. we thank you for your business, and continued support.

PROGRAMS AVAILABLE WITH NO CLOSING COSTS
LICENSED IN CONNECTICUT AND NEW YORK

**RATES SUBJECT TO CHANGE
**SOME RESTRICTIONS MAY APPLY
**OTHER MORTGAGE PROGRAMS AVAILABLE