Rates Updated as of 5/24/2024

(All ARM products have zero points)
Rates posted assume 20% down payment 

6/6 JUMBO ARM 

6.625% (7.337% APR)

Up to $1,500,000

7/1 JUMBO ARM 6.75% (7.278% APR)

Up to $3,500,000

10/1 JUMBO ARM 6.875% (7.278 APR)

Up to $3,500,000

15/1 JUMBO ARM 7.00% (7.298% APR)

Up to $3,500,000

30-Yr Jumbo Fixed
7.25% (7.295% APR)

Up to $3,500,000

15-Yr Jumbo Fixed

7.00% (7.072% APR)


Up to $3,500,000

30-Yr Fixed
6.99% (7.089% APR)

Up to $766,550

20-Yr Fixed
6.875% (7.003% APR)

Up to $766,550

15-Yr Fixed
6.375% (6.532% APR)

Up to $766,550

"All my interactions with PFS have been refis - PFS has consistently gotten rates that are better than the big banks; I don't even bother calling them anymore - PFS is also usually better than the regional banks. How do they do it - They have connections with a good number of regional and national banks and lenders and they just look at your situation, and find the best fit. They are not tied to any specific lender. They are also a pleasure to deal with - you will get peronalized service, and YES they are a family company - Kathleen, Frank's wife is also very helpful in guiding you through the whole process." - GOODMAN



Nov 2021

"Frank & Kathleen we're both one step ahead as they walked us through our recent refinance. They were professional, couteous and both, an absolute pleasure to work with. The entire process was incredibly stress free!" - GIRARDI





Aug 2021

Contact Us Today for More Information

Special Product Options 

1% down payment option available.

First time homebuyer products available.

10% down on jumbo mortgages available.

80/10/10 mortgage products available.

Programes Available with no closing costs

Special mortgage products for divorced individuals paying 40% +/- of gross pay in alamony, and having difficulty qualifying for a mortgage.

New Products

Interest only loans

Construction to permanent loans

LICENSED IN CONNECTICUT, NEW YORK, FLORIDA, & HAWAII

**RATES SUBJECT TO CHANGE
**SOME RESTRICTIONS MAY APPLY
**OTHER MORTGAGE PROGRAMS AVAILABLE


*Give us a call for update on available products*