"All my interactions with PFS have been refis - PFS has consistently gotten rates that are better than the big banks; I don't even bother calling them anymore - PFS is also usually better than the regional banks. How do they do it - They have connections with a good number of regional and national banks and lenders and they just look at your situation, and find the best fit. They are not tied to any specific lender. They are also a pleasure to deal with - you will get peronalized service, and YES they are a family company - Kathleen, Frank's wife is also very helpful in guiding you through the whole process." - GOODMAN

"Frank & Kathleen we're both one step ahead as they walked us through our recent refinance. They were professional, couteous and both, an absolute pleasure to work with. The entire process was incredibly stress free!" - GIRARDI