30-Year Fixed Mortgage

The most popular of all mortgage products. And for good reason, offering a secure low rate and payment for 30 years.


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15-Year Fixed Mortgage

A popular product for eager borrowers who would like to pay off their mortgage quickly and pay less interest along the way. This product offers the same security as a 30 year fixed but will get that ugly mortgage payment off your books in half the time.

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ARMs – Adjustable Rate Mortgages

Adjustable rate mortgages are a great tool for the advanced borrower and if used right, it can put a lot more money in your pocket, where it belongs. ARM’s are a great option if you plan to relocate in the near future or have a high loan amount where a lower interest rate can make a big difference to your monthly payment.

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Flex Term
Fixed Mortgage

Unlike most lenders, we allow you to pick the terms of your mortgage. Choose between 8-30 year mortgage term so you decide what’s the right amount of time to pay off your mortgage.



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FAH Loans

FHA loans are issued by the Federal Housing Administration allowing for lesser down payments and easier requirements.


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USDA

Looking to buy in the tranquil woods of Connecticut or scenic upstate New York? If so, this is the product for you. Backed by the U.S. Department of Agriculture, these loans offer low interest rates and NO down payments to rural and suburban homebuyers.

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Renovation Loan

FHA 203k, Homestyle or After Repair Value Loan
The perfect loan for a fixer upper. This product allows you to finance the purchase (or refi) of a home along with the costs of renovations.

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HELOC

Home Equity Line of Credit
Tap into your home’s equity with a home equity line of credit, giving you the flexibility to have cash on hand if you ever need it.

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  • A HELOC is typically used for:
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VA

VA loans help verterans and active military members get the houses they deserve. With low costs, low rates, and 0% down – this is a no brainier for military families.


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Small Balance Commercial

Looking for a small commercial loan, but struggling to qualify for big bank financing due to being self-employed, low credit scores, need to pay off tax liens, etc? This small balance commercial loan could be perfect for you. Offering flexible lending guidelines and lower rates than hard money lenders.

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Construction to Permanent 

Looking to build your dream home? A construction to permanent loan allows you to buy land and build your home the way you want it.

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*Other products available*