At PFS, Inc., we know it takes more than low rates to win your business. It takes a commitment to personal service. We also know you don't like a lot of red tape and won't tolerate being treated like a number in an endless pile of paperwork. At PFS, Inc. we take care of our clients; it's a commitment that has earned the repeat and referral business of our customers, and it's the reason for our continued success!

Why PFS, Inc.?

Conveniently located in the heart of Fairfield County, we are a licensed Mortgage Banking firm that is committed to offering personalized and professional service to our customers.  In fact, the entire staff of PFS, Inc. has grown up and lives in Fairfield County; therefore, our finger is on the pulse of the Fairfield County market. 

Owned and managed personally by Frank and Kathleen O'Brien since 1990, PFS, Inc. is proud to be licensed in the states of Connecticut and New York. Our sound reputation is confirmed by our returning customers.

• PFS, Inc. has on-site processing, underwriting and closing departments in its Monroe office. Our staff is extremely knowledgeable and well-educated; all have specialized degrees in areas related to Mortgage Banking and will lead you through the mortgage loan process step by step.

• PFS, Inc. has expanded its product portfolio to include more than 60 wholesale correspondent relationships with both local and national lending institutions and investment houses. This enables us to offer hundreds of alternative loan programs including first and second mortgages, home equity lines and hard-to-do loans. 

• PFS, Inc. is committed to service. Our goal is to provide our clientele with the highest level of service of any Mortgage Banker. This commitment to excellence begins with the Loan Originator and continues throughout the process, including the post closing review. You will be assisted each step of the way by an expert staff of Originators, Processors, and Underwriters.  Our commitment is to you, our client, 7 days a week.

For more information or to apply for a mortgage please, call us at
1-800-242-4056